The holiday season is a busy time for scammers, and anyone can be a target. Holiday shopping scams targeting seniors are common. Knowing what to watch for can help older adults protect themselves.
Senior Helpers Niagara Falls explains five common scams to watch for and shares simple ways seniors can protect themselves.
1. The Fake Delivery Text
A message says a parcel can’t be delivered and asks you to click a link to pay a small fee or confirm your address. Delivery companies rarely work that way.
Check your order through the retailer’s official app or website instead. Then delete the message without clicking any links or attachments.
2. Deals on Copycat Websites
Some fake websites look like familiar stores and advertise popular gifts at steep discounts. Read the web address carefully, and be cautious of prices that seem far too low.
If you decide to buy, use a credit card if possible. It generally offers more protection than a debit card or e-transfer if something goes wrong.
3. Gift Card Payment Demands
Scammers may contact you by phone or email while pretending to represent a utility, government agency, or company you use. They may insist that you pay with a gift card.
Legitimate organizations don’t ask for payment this way. If this happens, you can end the contact. The Canadian Anti-Fraud Centre provides instructions on how to report scams and information about common fraud schemes.
4. The Urgent Family Emergency Call
This is one of the holiday shopping scams targeting seniors that uses fear and urgency to pressure victims. A caller pretends to be a relative in trouble and asks for money right away, often while pressing you to keep it secret. Scammers rely on panic and speed.
If you get a call like this, hang up, then contact your relative or another family member using a number you already have, not one the caller provides. Some families also agree on a private code word to confirm real emergencies.
5. Holiday Shopping Scams Targeting Seniors: Fake Charity Appeals
The holiday season also brings an increase in charitable giving, which scammers may use to their advantage. Some create fake charities with names that sound similar to legitimate organizations. These scams can target seniors who want to support those in need.
Before donating, look up the organization independently. The Canada Revenue Agency (CRA) provides a searchable list of registered charities to help you verify whether a charity is legitimate.
Habits That Keep You Ahead of Fraud
Nearly every scam depends on rushing you. Taking time to verify the details or discuss the request with someone you trust can help you make a more informed decision.
Keep your phone and computer updated. The Government of Canada’s Get Cyber Safe site has plain advice on strong passwords and spotting phishing messages.
If you think you’ve been targeted, contact your bank right away using the number on the back of your card, then report the incident. Many people feel embarrassed after being targeted by a scam. However, these schemes can fool people of all ages, and reporting them helps protect others.
Everyday Help in the Niagara Region
Staying alert to suspicious messages, payment requests, and unexpected calls can help seniors avoid holiday shopping scams targeting seniors. Having someone to help review mail, plan shopping trips, or manage everyday tasks can also provide extra support.
Senior Helpers Niagara Falls provides in-home care to older adults in Niagara Falls, Niagara-on-the-Lake, Fonthill, and Pelham. Services include companionship, help with errands and shopping trips, and assistance around the home. Contact us, and we'll walk you through our services.